Structured Settlement Planning for
Plaintiffs and Plaintiff Attorneys
How does a structured settlement work?
The decision to utilize a structured settlement must be made before finalizing the settlement agreement. Once both parties have agreed to the details of the structured settlement, the claimant releases the defendant (or insurer) from liability. The defendant or insurer then pays the settlement funds to a thirdparty assignment company, which assumes liability and purchases an annuity from a structured settlement carrier. The carrier then makes a series of periodic payments based on a previously agreed upon timeline and amount. Structured settlements may be funded with proceeds from settlements of almost any size; in fact, many structured settlement providers will structure amounts as low as $10,000. The choice is ultimately the claimant’s, and many find that a structured settlement is much more beneficial than a lump sum cash payment.
Kristin is proud to be affiliated with Sage Settlement Consulting. To learn more about our structured settlement services please click here.
100% Income Tax-Free for Personal Injury and Wrongful Death Cases
Payments (including growth) for physical injury and wrongful death cases are free from state and federal income tax under Section 104(a) of the Internal Revenue Code.
100% Income Tax-Deferred for Non-Physical Injury Cases
Payments (including growth) for non-physical injury cases are tax-deferred.
Guaranteed Payments1
The schedule of payments is determined on the front end of the transaction, resulting in a steady source of safe, reliable, guaranteed income for the claimant.
Guaranteed Rate of Return
With a locked-in rate of return, injured claimants can rest assured that market volatility will not affect their structured settlement payments.
No Overhead Fees or Expenses
The lack of overhead fees combined with the preferential tax treatment allow structured settlements to remain competitive with traditional investments.
1Guarantees are subject to the claims-paying abilities of the issuing insurance company.
About Kristin
Kristin Neerhof is a settlement consultant with Sage Settlement Consulting in Newport Beach. She has been with the company since January 2016. Kristin’s role is to assist plaintiffs in the settlement process by developing a comprehensive settlement plan for each unique case. She is dedicated to providing clients with a solid foundation of financial stability to ensure security and peace of mind.
In her role, Kristin offers several options for attorneys who want to defer income and taxes, including traditional structured settlement annuities and proprietary programs that offer market-related returns.
Before joining Sage Settlement Consulting, Kristin worked as a Settlement Consultant for KAAS Settlement Consulting and was the Director of Business Development for HG Litigation Services. She graduated with a B.A. in Entrepreneurship and Venture Management from the Price Business School at the University of Oklahoma.
Services
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- Structured Settlement Annuities
- Market-Based Structured Settlements
- Attorney Fee Deferral Strategies
- Trust Services
- Qualified Settlement Funds
- Government Benefit Preservation
- Medicare Set Asides
- Probate Coordination